Cut Lawns Instead of Corners With Your Landscaping Insurance

With new construction once again on the rise, the need for well qualified landscaping services is also growing.  The landscaper may do everything from cutting/trimming trees, laying sod for a new lawn, installing an outdoor sprinkler system, to planting the lilies along the walkway in both residential and commercial settings.  A landscaping company may also be hired to build a deck or patio, tend plants, shrubs, trees and lawns, as well as provide snow removal (in some areas) for homeowners and commercial property owners alike. 
Landscaping is a unique business, but also poses its dangers.  Certified landscapers recognize the need and value of their work, and also understand the importance of carrying appropriate insurance coverage on their employees and equipment.  Work safety is always practiced first and foremost, but accidents can, and do happen.  Having the proper insurance coverage can be the difference between owning your business and staying in business!
Proof of proper landscaping insurance coverage is also a plus when talking to new clients and customers.  Savvy business owners prefer dealing with companies that are insured.  Homeowners are especially wary of ‘fly by night’ operations or companies who, if an accident should occur, have either limited or no coverage and must rely on or sue the homeowner to cover their injury and/or losses. 
Before submitting that bid on a landscaping job, contact your San Diego insurance agent and discuss the policies available to you.  Depending on the size of your business, number of employees, equipment, etc., your agent can help you customize a comprehensive plan relative to your needs, which may include:
 

• General Liability Coverage
• Commercial Vehicle Coverage
• Equipment damage
• Workers Compensation

You may even wish to customize a health plan for yourself and your employees. 
Landscape Insurance coverage is not only sensible, but clients put a lot of merit in a serious business owner who protects their business and employees.  It also establishes them as a business that plans to stay in business for a long, long time to come.  Contact us and discuss your policy options today!