If you are a business owner that has a commercial auto-repair shop, car dealership, or auto body repair shop, you might be surprised to find out that general liability insurance coverage might not be enough to protect your business from expensive lawsuits. A specialized automotive business requires a specialized Garage keeper insurance policy that blends both General Liability and Business Auto coverage into a unique policy that suits the needs of your particular business.
Garage keeper insurance protects against property damage for work you might have done, injuries, from unknowingly installing defective parts, or mistakes in repair work. Garage insurance is a necessary part of any automotive business to cover any damage to a customer’s vehicle while in the care of the auto shop, or to cover any liability responsibility for the vehicle.
Garage keeper insurance is an absolute must for any business that repairs, store, sells, services or parks automobiles. This type of insurance protects the business owner in case of damages caused by a mechanic’s negligence, vehicle theft, or even collision coverage in case of an accident while the vehicle is in possession of the repair shop, dealership, or other automotive business.
Customers want the peace of mind from knowing that their repair shop or dealership can be trusted to carry the proper coverage to protect their vehicle from the unexpected and take full responsibility for any associated financial costs.
The automotive business owner wants to maintain a good reputation as a safe place to do business. Garage keeper insurance allows the automotive business owner to build a trustworthy track record and provide safe service for their valued customers.
For more information about garage keeper insurance rates and the coverage needs of your automotive business, please contact us.